| | ITEMS NEEDED FOR A CREDIT APPLICATIONEmployment:
Addresses for two full years
Gross monthly income
W-2s, if available
Proof
of pensions, retirement, disability or Social Security
Proof of income from rentals, investments, etc.
Proof of child support or alimony paid/received
Year to date pay stub
If self-employed:
Two years 1040 Tax Returns
Current year profit and loss statement
Creditors:
Each creditor’s name, address and type of account
Account numbers
Monthly
payments and approximate balances
Amount of child care expenses
Banking:
Names and addresses of saving institutions
Account numbers for all accounts
Type of accounts and present balances
Miscellaneous:
List of assets in stocks, bonds, land
Life insurance cash value (documented if used as cash down payment)
If applicant is selling a home, a copy of sales contracts
Social Security numbers for all parties
Veterans – Certificate of Eligibility & DD-214
Cash or check to pay for application fee
Realtors:
Copy of sales agreement
Copy of listing on property
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